30-Year Fixed Rate Loans

  • 1-4 Unit Properties
  • No Borrower Income Verification
  • Cash-out Refinance Options Available

Corridor Funding now offers 30 year fixed rate loans designed specifically for Longterm Rental Investors in Texas. These loans range from 5.5% to 6.99% interest fixed for 30 years with no balloon payment!

Interest rate risk is totally mitigated – As interest rates go up so do rents but principle and interest stay the same.

Corridor Funding Rental Home Loans

Fixed Rate Loan By The Numbers

The structure and pricing of each loan is subject to underwriting and approval.


30 Year Loan - No Balloon Payments


Average Business Days to Closing


Max LTV (Loan to Value)


Starting Interest Rate

How it Works

Corridor Funding’s 30-year fixed rate rental loans are based solely on property DTI and require no income verification or previous investment experience. Loan options also include fully amortizing and 3 or 5 year interest-only options.

All Corridor Funding Loans Feature:

  • No Hidden Fees
    • Most loans incur just $885 in loan and document processing fees
  • Fast Closings
    • Our clients compete successfully against cash buyers because we are typically able to close within one week from submitted documents
  • Flexible Underwriting Guidelines
    • We are a private portfolio lender. We have easy income underwriting guidelines for investors and self-employed borrowers that is much more investor-friendly than traditional underwriting criteria
  • Low-Downpayment Options
    • We finance up to 90% of the purchase price and 100% of rehab costs, or up to 100% of costs if using another property as collateral
  • Speedy Draw Process
    • Rehab draw requests reimbursed within 3-5 days
  • Pre-Approval

    The pre-approval process includes the collection of all relevant investor documents. This includes but is not limited to credit score, proof of liquidity, and investor experience.

  • Appraisal

    After a signed term sheet has been returned, we order an appraisal through our network of top-rated appraisers. However, investors may choose to use a preferred appraiser as well.

  • Close Your Next Investment

    Once the appraisal returns and all criteria are met, Corridor Funding can work with your preferred title company to close your next investment the next day.

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